Skip navigation

Budgeting and Money Advice

Sometimes managing your money can be a challenge and often a student income is very limited.  Learning to live within a budget can alleviate some of the stresses of a low income, as well as reducing the levels of commercial and personal debt you may accrue through university.

Financial worries are the last thing you need when you are trying to concentrate on your studies, so it's worth taking a few minutes to think about how you will manage your finances.  

Planning A Budget

The key to successful budgeting is knowing how much money you will have coming in and making sure that you don’t spend more than you have.  Drawing up a simple budget plan to predict your income and outgoings is a big step towards taking control of your finances.  

Our Guide to Successful Budgeting offers some useful tips on living on a budget.

UK Students can also use the UCAS Budget Calculator as a budgeting tool and International Students may find the web page for British Council useful too.

If you find you have less money to live on than you need please don’t panic!  This means you will need to review your budget and consider ways of coping with a shortfall to maximise your income and reduce expenditure.  For additional advice and information you can contact a Welfare and Immigration Adviser through your student portal.


Debt – Self Help Guides and Programmes

If you have debt problems and would like some support and guidance on sorting out your finances and dealing with both urgent and non-priority debts you can access a range of helpful guides and resources on the links below:  

National Debtline  

Step Change Debt Charity

The Money Advice Service

Citizens Advice Bureau

If you have any questions or would like to speak to one of our Welfare, Immigration and Funding Advisers, please contact us through your student portal or:

City Campus
Ask4Help point, Student Central, City Campus Library, 
Ground Floor

Coach Lane Campus
Ask4Help point, Student Central, Coach Lane Library,
Ground Floor

London Campus
Ask4Help point, Ground Floor
0191 349 5901

Amsterdam Campus
Ask4Help point, Ground Floor
020 703 8280


Prospective Students
Tel: +44 (0) 191 227 4127

Students already enrolled at Northumbria University
Please make enquiries via your Student Portal


Back to top