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The basic purpose of insurance is to anticipate losses that could be financially detrimental to your future or that of the University.

Please choose the heading that most describes you. Insurance aspects have been tailored to your needs.

An Insurance Advisor is available to arrange insurance, handle claims and advise on issues via contact


Northumbria University has Public Liability, Professional Indemnity, Employer’s Liability and Property Insurance for all your activities on campus. For small losses you may be asked to make a contribution to cost of repair/replacement, so taking care of your own and University equipment is important.

When you are in Northumbria Residences, there is insurance to protect your property against fire, flood, theft and accidental damage. A certificate will be given to you outlining the full cover details.

You will need to arrange ‘top up’ insurance for items you take outside your room - - a free helpline will guide you about this. For full information visit: or call free on 0330 3030 280. To make a claim call 0844 472 2507.

While you are travelling on trips arranged by Northumbria University you will also have insurance protection. Your leader will be able to provide you with a travel insurance summary, risk assessments and important contact details.

If you undertake independent travel as part of your studies, please complete the Travel Risk Assessment for Students. This should be approved by your course tutor or programme leader.

As you progress through your course you may be asked to select a work placement. Your Student Placement Coordinator will advise you on this process. Insurance should be provided by your host placement provider. If you select a placement in France or Spain the host provider may ask for a Convention de Stage. Please ask your Student Placement Coordinator for the Northumbria University standard forms and the process you will need to follow.

When you lead your own research you will be asked if you have appropriate insurance. The Ethics Online system has questions you need to respond to and forms you will need to complete. The process will guide you to ascertain high, medium or low risk activity and any special insurance considerations you may need.

Student Accommodation

Your personal possessions are covered while you're in halls. Anything lost/stolen outside of halls won't be covered.

Claude Gibb, Glenamara House, Lovaine Hall, New Bridge Street, Trinity Square, Winn Studios

Your insurance provider is Endsleigh Insurance. To check what's covered click here and enter HH1344.

Liberty Quay and Liberty Living

Your personal possessions are covered by Endsleigh Insurance. To check what's covered click here and enter HH1088.

Portland Green Student Village (Bryson, Marshall and Rosedale Court)

Your contents insurance is provided by Cover 4 Students. You can learn more about what the policy covers here.


Northumbria University has property and liability insurance for all your activities on campus. The university has arranged Employer’s Liability insurance as required by law. Professional staff advising the public/external organisation’s are protected by Professional Indemnity insurance. Please refer to the Insurance Intranet pages.

Staff travellers on Northumbria University business also have travel insurance protection. A summary of cover and important contact details are on the intranet Travel Hub.

You may consider using your own personal business equipment for work. There is insurance protection for this, but conditions and an excess (deductible) would apply. Having large deductibles/excesses with insurers, means that small claims may not be possible. Where any loss/damage to property or personal effects costs less than £500, you will need to speak to your Faculty Business Manager about potential ex gratia claims.

Your Faculty Resources Manager can advise whether university equipment is available and preferable for your use.

Clinical Trials

All clinical trials must adhere to the Research Ethics & Governance Handbook produced by Northumbria University.

This contains advice about insurance in relation to research, plus our procedure to ensure new research is adequately protected and adheres to statutory requirements and professional codes of conduct.

On the intranet is a form to complete so that you can identify if your proposed research is High/Medium/Low risk. The risk rating is needed for your on line application.

Engineering Inspections

The University insures its pressure vessels and lifting equipment and the insurers undertake the mandatory inspections and certification of such items in order to comply with Health and Safety Executive (HSE) regulations.


Public Liability insurance has been arranged to cover you for visits to our campuses. This is subject to you adhering to our Health & Safety policy and guidance as well as your contractual obligations.

You will need to arrange your own insurance for your business activity on site. We will require confirmation of your Public and Employer’s Liability Insurance limits, period of cover and we may also ask for confirmation you have Professional Indemnity insurance. A copy of your current insurance schedule may be requested.

People with an interest in Northumbria University research
Northumbria University has an extensive history of research and quality of operation. This has enabled us to secure high levels of insurance indemnity protection in the following areas:

  • Public Liability including Terrorism
  • Products Liability
  • Medical Malpractice
  • Clinical Trails
  • Environmental Statutory Duty
  • Pollution
  • Asbestos
  • Professional Indemnity
  • Cyber Liability


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