Eligibility
Eligibility for Direct Loans
US students attending an overseas university are able to apply for Direct and PLUS loans. To be eligible to take out US Direct Loans you need to:
- Be a US citizen or an eligible non-citizen.
- Have a valid US social security number.
- Be accepted on to a programme of full-time or at least part-time study with Northumbria University.
- If an existing student at Northumbria University, have been assessed to have made satisfactory academic progress to continue your studies.
- Have not borrowed over your federal loan limits or defaulted on repaying previous loans.
Northumbria University is required to make sure that all students receiving Federal Aid are registered on an eligible programme of study. The table below sets out the eligibility depending on the type of programme.
| Programme | Eligibility for Federal Aid at Northumbria | Information | Student Type |
|---|---|---|---|
|
Degrees |
Eligible |
Some programmes may not be eligible based on delivery mode but the vast majority will be. Can also use private loans. |
|
|
Distance Learning Programme |
Not eligible |
Programmes otherwise delivered by face-to-face but delivered in part by Distance Learning remain eligible under the CARES Act. Can apply for private loans. |
|
|
Programmes at Northumbria University London Campus |
Not eligible |
Can apply for Private Loans |
|
|
Short Course |
Not eligible |
Can apply for Private Loans |
|
|
Franchise programmes taught by third party providers |
Not eligible |
Can apply for Private Loans |
|
|
Dual degree programmes |
Not eligible |
Can apply for Private Loans |
|
|
Medical programmes taught in partnership with St George's University, Grenada |
Not eligible |
|
|
|
Medical programmes such as nursing, midwifery and physiotherapy |
Not eligible |
Can apply for Private Loans |
|
Studying in the USA
Students wishing to study with Northumbria University do not usually borrow loans to fund any part of their studies in the USA. In the event that a student does wish to undertake any of the following:
- Enrol in coursework, research, work or special studies offered by an eligible institution in the USA.
- Participate in an internship or externship provided by an ineligible organisation in the USA.
Northumbria University permits students in these circumstances to complete up to 25% of their entire program participating in one of the above schemes.
“C” Flags on FAFSA Submission Summary
Any “C” flag comments on FAFSA Submission Summary will be reviewed by the School; we will be unable to progress the loan application through to origination and disbursement until the flag issue is resolved. We will contact student borrowers where required. We are required to document the successful resolution on your loan file.
Subsequent changes to your FAFSA Submission Summary
If a change is made to your FAFSA Submission Summary, an ISIR (Institutional Student Information Record) will be issued to the School. The School is required to review each ISIR, ensuring your loan eligibility is not impacted. If the review does impact your eligibility, we will contact you. The checks are required prior to packaging aid, originating a loan and at each disbursement.
We are also required to undertake the following checks against your FAFSA Submission
Summary:
- Any Loan outstanding: Any outstanding loan payments will be highlighted in the FAFSA Submission Summary and this may impact your right to borrow Federal Aid.
- Aggregate loan limits: Borrower should not have exceeded aggregate loan limits.
- Dependency Status.
- Student Aid Index.
1098T Tax Forms
As a foreign institution Northumbria University does not complete the 1098T tax form for students. However, as an alternative, students are advised to request a tuition fee statement, which may be used for tax purposes, from the University Finance Department (via their student portal)
For US tax purposes Northumbria University’s identification number is 98-1705457
